Understanding Personal Accident Insurance Cover in Kenya

Normally any person, who works, be self employed or an employee working either in public or private sectors would benefit from personal accident Insurance cover. Especially if you know that your livelihood depends on your wellbeing.

Understanding Personal Accident Insurance cover in Kenya

Personal Accident Insurance cover in Kenya compensates the insured or the legal dependants in respect of   Death, permanent disability and temporary disability caused by violent, accidental, external and visible means   while on duty or off duty (24-hour basis).
Personal Accident Insurance cover in Kenya does allow you to keep up with your essential bills and financial commitments, giving you peace of mind and most importantly, allowing you to concentrate on getting better.

Benefits covered under Personal Accident Insurance cover in Kenya

  • Death
  • Permanent Disability
  • Temporary disability
  • Medical Expenses
  • Last Expenses
  • Cost of Artificial limbs
  • Wheel chair
  • Hearing Aids
  • Local Evacuation expenses
  • Ambulance expenses
  • Rehabilitation expenses
  • Dental expenses
  • Optical expenses

Who needs Personal Accident Insurance Cover in Kenya?
Normally any person, who works, be self employed or an employee working either in public or private sectors would benefit from personal accident Insurance cover. Especially if you know that your livelihood depends on your wellbeing and a prolonged period of time will have a direct impact on your income, affect your savings, family and lifestyle you have an exposure.

  • People working in private and public sectors to earn a living.
  • Self employed e.g. sole traders
  • Contractors such road contractors, real estate contractors, Industrial contractors etc
  • Small scale business owners
  • Part time workers

What is not covered in Personal Accident Insurance cover;
The cover does not extend coverage to sickness which occurs as a result of;

  • Pre-existing conditions
  • Pregnancy and childbirth
  • Acts which were intentional, criminal or otherwise deliberately caused by you
  • Being under the influence of alcohol or drug abuse
  • Acts of war and terrorism

Are you Covered?
Need cover to safeguard your hard-earned income?

GA Insurance offers an amazing Personal accident insurance within some few minutes!
Apply now for a quote to get started

Eventually if you do have any further questions or you would like assistance in assessing your personal accident insurance needs, please be sure to contact us for help on insure@gakenya.com

Disclaimer;
The opinions expressed in this publication are those of the author. The full information of the cover is contained in the policy document. The designations employed in this publication and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of GA Insurance concerning the legal status of any country, area or territory or of its authorities, or concerning the delimitation of its frontiers.

Disclaimer:
The opinions expressed in this publication are those of the author. The full information of the cover is contained in the policy document. The designations employed in this publication and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of GA Insurance concerning the legal status of any country, area or territory or of its authorities, or concerning the delimitation of its frontiers.

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