{"id":11708,"date":"2025-08-18T13:21:47","date_gmt":"2025-08-18T10:21:47","guid":{"rendered":"https:\/\/www.gainsuranceltd.com\/ke\/?post_type=insurance&#038;p=11708"},"modified":"2025-08-19T12:18:05","modified_gmt":"2025-08-19T09:18:05","slug":"samaki-bima","status":"publish","type":"insurance","link":"https:\/\/www.gainsuranceltd.com\/ke\/insurance\/samaki-bima\/","title":{"rendered":"Samaki Bima (Fish Farm Insurance)"},"content":{"rendered":"<h1>Samaki Bima (Fish Farm Insurance)<\/h1>\n<p>This is an insurance product that covers on-shore and off-shore fish farms against various perils.<\/p>\n<h2><strong>Eligibility<\/strong><\/h2>\n<ul>\n<li>Licensed fish farmers registered with relevant local authorities, Beach Management Units &amp; Community Based Organizations<\/li>\n<li>At least 2 years of fish farming experience<\/li>\n<li>Farmer must maintain a fish feeding register<\/li>\n<li>Fish stock inspection taking place at least once every month<\/li>\n<li>24-hour security at the beach (watchman warranty)<\/li>\n<li>Net in a good condition and within its useful lifetime limits<\/li>\n<\/ul>\n<h2><strong>Scope of Cover<\/strong><\/h2>\n<ul>\n<li>Accidental damage of cage structure, including nets<\/li>\n<li>Theft of the fish stock.<\/li>\n<li>Upweling<\/li>\n<li>Storm<\/li>\n<li>Diseases\/Parasites<\/li>\n<li>Pollution<\/li>\n<li>Oxygen Deficiency<\/li>\n<li>Flooding<\/li>\n<li>Malicious damage<\/li>\n<\/ul>\n<h2><strong>Fish Species Covered<\/strong><\/h2>\n<ul>\n<li>Tilapia<\/li>\n<li>Trout<\/li>\n<li>Nile Perch<\/li>\n<li>Catfish<\/li>\n<\/ul>\n<h2><strong>How to be Insured<\/strong><\/h2>\n<ol>\n<li>Proposer fills the application form.<\/li>\n<li>GA provides indicative insurance terms \/ quotation<\/li>\n<li>Proposer pays premium<\/li>\n<li>An aquaculture expert visits the farm and provides an assessment to GA.<\/li>\n<li>Cover certificate is issued to the proposer for signing to acknowledge consent of affirmed cover terms<\/li>\n<li>Issuance of the policy document<\/li>\n<\/ol>\n<h2><strong>Requirements<\/strong><\/h2>\n<ul>\n<li>Duly filled proposal form<\/li>\n<li>Copy of KRA PIN<\/li>\n<li>Copy of ID<\/li>\n<li>Farm managers CV(s)<\/li>\n<li>Aquaculture vet report certifying health of fish and adoption of good fish farming practices.<\/li>\n<\/ul>\n<h2><strong>Cover exclusions<\/strong><\/h2>\n<ul>\n<li>Loss or mortality directly caused by inappropriate feed<\/li>\n<li>Loss of stock owing to net breakage, unless the cage has also been severely damaged by an atmospheric peril<\/li>\n<li>Loss or mortality because the Insured stock has been harvested prematurely<\/li>\n<li>Loss or mortality directly or indirectly caused by, arising out of or aggravated by, war, terror, strikes, riots and sabotage<\/li>\n<li>Theft of stock, cage, nets by insured&#8217;s employees and\/or household members<\/li>\n<\/ul>\n<h2>Brochures<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.gainsuranceltd.com\/ke\/wp-content\/uploads\/2025\/08\/Samaki-Bima-Brochure-English.pdf\" target=\"_blank\" rel=\"noopener\">Samaki Bima (Fish Farm Insurance) &#8211; English Brochure<\/a><\/li>\n<li><a href=\"https:\/\/www.gainsuranceltd.com\/ke\/wp-content\/uploads\/2025\/08\/Samaki-Bima-Brochure-Kiswahili.pdf\" target=\"_blank\" rel=\"noopener\">Samaki Bima (Fish Farm Insurance) &#8211; Kiswahili Brochure<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><strong>CONTACT US<\/strong><\/h2>\n<p>For quotation request or any enquiries;<\/p>\n<p><a href=\"tel:+254709626000\">+254 709 626 000<\/a><\/p>\n<p><a href=\"mailto:samakibima@gakenya.com\">samakibima@gakenya.com<\/a><\/p>\n<p><a href=\"mailto:insure@gakenya.com\">insure@gakenya.com<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Samaki Bima (Fish Farm Insurance) This is an insurance product that covers on-shore and off-shore fish farms against various perils. Eligibility Licensed fish farmers registered with relevant local authorities, Beach Management Units &amp; Community Based Organizations At least 2 years of fish farming experience Farmer must maintain a fish feeding register Fish stock inspection taking [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":0,"template":"","class_list":["post-11708","insurance","type-insurance","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/insurance\/11708","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/insurance"}],"about":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/types\/insurance"}],"wp:attachment":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/media?parent=11708"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}