{"id":596,"date":"2015-03-18T12:35:41","date_gmt":"2015-03-18T12:35:41","guid":{"rendered":"http:\/\/54.74.229.54\/ga-insurance\/?post_type=insurance&#038;p=596"},"modified":"2021-04-15T14:33:28","modified_gmt":"2021-04-15T11:33:28","slug":"wiba-insurance","status":"publish","type":"insurance","link":"https:\/\/www.gainsuranceltd.com\/ke\/insurance\/wiba-insurance\/","title":{"rendered":"WIBA Insurance"},"content":{"rendered":"<p>The name avers the source of the requirement of the WIBA Insurance policy. The Act came into effect in December 2007 and has variously been challenged and amended.<br \/>\nThis is a combination of the workmen injury benefit act (WIBA) and Group Personal Accident (GPA) covers, intended to give an employer a one stop solution for employee insurance. It addresses the workplace risk as well as off-duty risks<br \/>\nWhile payout under the WIBA section is standard as per the Act, benefits under the GPA cover can be tailored to suit individual needs \u2013 say multiplier on 3, 5 or 8 years.<br \/>\nWork Injury Benefit as set out by an Act of Parliament. Every employer is bound to compensate employees for any death \/ injury while on duty. Payment is for Death, Disability, and Medical expenses and funeral costs.<br \/>\n<span style=\"color: #434343;\">The Labour office administers all claims under this act and directs the employer on amounts payable.<\/span><br style=\"color: #434343;\" \/><br style=\"color: #434343;\" \/><span style=\"color: #434343;\">However the Act requires that all employees are insured for the under noted benefits should the injury arise while the staff is at work:<\/span><br style=\"color: #434343;\" \/><span style=\"color: #434343;\">Description of Liability Limit of Compensation<\/span><br style=\"color: #434343;\" \/><br style=\"color: #434343;\" \/><strong><strong><br \/>\n<\/strong><\/strong><\/p>\n<table>\n<tbody>\n<tr>\n<td><\/td>\n<td><b>Liability<\/b><\/td>\n<td><b>Limit of Compensation <\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">1. <\/span><\/td>\n<td><span style=\"font-weight: 400;\">Death<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Multiple of Annual Salary<\/span><\/td>\n<\/tr>\n<tr>\n<td>\u00a02.<\/td>\n<td><span style=\"font-weight: 400;\">Permanent Total Disability<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Multiple of Annual Salary<\/span><\/td>\n<\/tr>\n<tr>\n<td>\u00a03.<\/td>\n<td><span style=\"font-weight: 400;\">Temporary Total Disability <\/span><\/td>\n<td><span style=\"font-weight: 400;\">Based on actual weekly salary<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Up to a Maximum of 104 Weeks For Each<\/span><\/td>\n<\/tr>\n<tr>\n<td>\u00a04.<\/td>\n<td><span style=\"font-weight: 400;\">Medical Expenses<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Limit of Choice<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Get an employer a one stop solution for employee insurance<\/p>\n","protected":false},"featured_media":2027,"parent":0,"menu_order":0,"template":"","class_list":["post-596","insurance","type-insurance","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/insurance\/596","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/insurance"}],"about":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/types\/insurance"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/media?parent=596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}