{"id":3319,"date":"2019-03-14T07:10:41","date_gmt":"2019-03-14T04:10:41","guid":{"rendered":"https:\/\/www.gakenya.com\/?p=3319"},"modified":"2021-04-26T10:43:38","modified_gmt":"2021-04-26T07:43:38","slug":"understanding-travel-insurance-cover-in-kenya","status":"publish","type":"post","link":"https:\/\/www.gainsuranceltd.com\/ke\/understanding-travel-insurance-cover-in-kenya\/","title":{"rendered":"Understanding Travel Insurance cover in Kenya"},"content":{"rendered":"<h1>Travel Insurance Cover in Kenya;<\/h1>\n<p>When one thinks of travelling the world and seeing all those wonderful places in their preferred destinations, rarely, does one think of the things that could go wrong. Why? The whole point of taking a vacation is to take a break from all the \u2018troubles\u2019 and the noise\u2019 from their everyday lives.<\/p>\n<p>In Kenya, many people mostly travel abroad for business but gradually, leisure\u00a0travelling\u00a0inside and outside the country is picking up. With increased\u00a0travelling, comes the need for sensitization of Travel Insurance, for travel outside Kenya.<\/p>\n<h2>There are many Insurance companies in Kenya offering travel insurance but let us talk about it.<\/h2>\n<p><strong>What is Travel Insurance ?<\/strong><\/p>\n<p>Travel insurance is an insurance plan that covers travel-related risks. This short-term cover provides 24\u00a0hours\u00a0emergency medical assistance, personal accident cover and other travel related emergencies occurring during the trip.<\/p>\n<p>Most people do not quite understand the significance of purchasing a Travel Insurance cover so they end up buying one where it is mandatory to do so, especially before applying for a visa. It is also important to carefully consider a travel insurance cover before purchasing any.<\/p>\n<h3><strong>Why you need a travel cover?<\/strong><\/h3>\n<ol>\n<li><strong>Getting help overseas<\/strong><\/li>\n<\/ol>\n<p>Having a travel insurance cover while\u00a0travelling\u00a0is very critical as one could fall ill or get into an accident while overseas. With travel insurance, you can get the best quality of care in that nation you are in or you can even be moved to your country or even a better medical facility, if necessary.<\/p>\n<p>However, it is important to understand your <a href=\"https:\/\/www.gainsuranceltd.com\/ke\/travel-insurance-kenya-coverage\/\">travel policy cover<\/a>, that is, what is covered and exemptions.<\/p>\n<ol start=\"2\">\n<li><strong>Protection from medical costs<\/strong><\/li>\n<\/ol>\n<p>Receiving medical attention in foreign countries, while in travel can be very costly if one does not have Travel Insurance. For example, the daily hospitalization costs in Southeast Asia regularly exceed $800; the cost of medical evacuations from the United States regularly range from $75,000 to $95,000 and, in extreme cases, up to $300,000.<\/p>\n<p>Travel Insurance covers accidental medical expenses but it is important that you go through your policy carefully to note the exemptions. For example, Insurance Companies do not cover medical costs related to pre-existing conditions.<\/p>\n<ol start=\"3\">\n<li><strong>Travel insurance can cover disruptions to your trip<\/strong><\/li>\n<\/ol>\n<p>Flight delays are the most common type of disruptions that many\u00a0travellers\u00a0experience. An emergency back home could also force one to return home before their scheduled return.<\/p>\n<p>These disruptions could translate to very expensive costs, for example, an emergency return home could mean money already paid is lost and new bookings made. Depending on the insurance company, incidents that are not in the control of the client are covered so that the client doesn\u2019t spend their own\u00a0money,\u00a0if there is\u00a0any\u00a0emergency.<\/p>\n<ol start=\"3\">\n<li><strong>Reimbursement for your losses and expenses<\/strong><\/li>\n<\/ol>\n<p>Lost, damaged and delayed luggage can result\u00a0to\u00a0significant costs, on the part of the\u00a0traveller. Depending on the Insurance Company, a\u00a0traveller\u00a0could be reimbursed for their expenses and losses that are as a result of the Airline\u2019s blunder on checked-in baggage.<br \/>\nMaybe the question is here, how much is your luggage worth?<\/p>\n<h6><strong>GA SMART TRAVEL\u00a0 COVER<\/strong><\/h6>\n<p>The increase in international travel has meant that risks associated with it have grown.\u00a0This coupled with the high cost of medical care abroad has made travel insurance vital for any\u00a0traveller.<\/p>\n<p>GA Insurance offers travel insurance which basically covers an individual or a group of people against unforeseen\u00a0incidents,\u00a0while\u00a0travelling\u00a0to foreign countries.<\/p>\n<p>To do this, GA Insurance has signed a partnership with MAPFRE ASISTENCIA, one of the largest providers of worldwide Travel Insurance, to provide Travel Insurance to its valued customers.<\/p>\n<p>The scope of the cover includes; medical insurance, losses\u00a0and\u00a0delays, personal accident, cancellation &amp; curtailment among other benefits. The GA Smart Travel cover offers 24\u00a0hours\u00a0emergency medical assistance and various other useful benefits at an affordable cost! Thanks to the wide network of medical providers of our partner, <a href=\"https:\/\/www.mapfreinsurance.com\/travel-insurance\/\">MAPFRE ASISTENCIA,<\/a> GA Insurance guarantee our clients the best and most complete assistance with continual follow up.<\/p>\n<h4><strong>WHY GA SMART TRAVEL?<\/strong><\/h4>\n<ol>\n<li>Financially sound and reputable organization<\/li>\n<li>Fast claims settlement both hospital and reimbursement<\/li>\n<li>Straight through processing<\/li>\n<li>Prompt communication to the insured<\/li>\n<li>Well trained team \u2014 marketing and underwriting<\/li>\n<li>Professionalism and transparent<\/li>\n<li>Our well networked partner in worldwide<\/li>\n<\/ol>\n<p>To get a GA TRAVEL SMART, <a href=\"https:\/\/www.gainsuranceltd.com\/ke\/insurance\/travel\/\">Buy now online from here<\/a><\/p>\n<p><strong>Article by Nelly Tuluba<\/strong><br \/>\n<strong>Image: Courtesy<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Travel Insurance Cover in Kenya; When one thinks of travelling the world and seeing all those wonderful places in their preferred destinations, rarely, does one think of the things that could go wrong. Why? The whole point of taking a vacation is to take a break from all the \u2018troubles\u2019 and the noise\u2019 from their [&hellip;]<\/p>\n","protected":false},"author":1772,"featured_media":3314,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[122,129,131,132,134,136],"class_list":["post-3319","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-requirements-for-travel-insurance","tag-travel-health-insurance","tag-travel-insurance-companies-in-kenya","tag-travel-insurance-cover","tag-travel-insurance-kenya","tag-travel-insurance-nairobi"],"_links":{"self":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/posts\/3319","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/users\/1772"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/comments?post=3319"}],"version-history":[{"count":4,"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/posts\/3319\/revisions"}],"predecessor-version":[{"id":7780,"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/posts\/3319\/revisions\/7780"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/media?parent=3319"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/categories?post=3319"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gainsuranceltd.com\/ke\/wp-json\/wp\/v2\/tags?post=3319"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}