{"id":456,"date":"2015-02-27T13:09:37","date_gmt":"2015-02-27T13:09:37","guid":{"rendered":"http:\/\/54.74.229.54\/ga-insurance\/?post_type=insurance&#038;p=456"},"modified":"2021-04-19T16:01:43","modified_gmt":"2021-04-19T13:01:43","slug":"personal-accident-insurance","status":"publish","type":"insurance","link":"https:\/\/www.gainsuranceltd.com\/ug\/insurance\/personal-accident-insurance\/","title":{"rendered":"Personal Accident Insurance"},"content":{"rendered":"<p><span style=\"color: #434343;\">Personal accident Insurance cover is designed to provide financial help if you have a serious accident or injury, or if you suffer a fatal accident. This policy covers persons against bodily injury effected solely through external, violent and accidental means. The benefit is paid in case of Death, Permanent Total Disability, Permanent Partial Disability and Temporary Total Disability. The policy also covers hospitalization following an accident. How does it work?<\/span><br style=\"color: #434343;\" \/><br style=\"color: #434343;\" \/><span style=\"color: #434343;\">With personal accident cover, you pay a monthly premium which usually remains the same during the length of the policy. You will receive a cash benefit if you have an accident or receive a serious injury during the policy term. The cover also helps to ensure your family are provided for if you have a fatal accident.<\/span><br style=\"color: #434343;\" \/><br style=\"color: #434343;\" \/><span style=\"color: #434343;\">Personal accident insurance usually gives you coverage almost anywhere in the world (T&amp;Cs apply) and medicals aren\u2019t normally required before you take out the cover. You may also be able to add your children to your policy \u2013 but they will most likely have a reduced level of cover.<\/span><br style=\"color: #434343;\" \/><br style=\"color: #434343;\" \/><span style=\"color: #434343;\">You must keep paying your premiums or you will not be covered. If you cancel your plan or stop paying your premiums, you won&#8217;t get back any payments you&#8217;ve made.<\/span><br style=\"color: #434343;\" \/><span style=\"color: #434343;\">What types of personal accident policies are available?<\/span><br style=\"color: #434343;\" \/><br style=\"color: #434343;\" \/><span style=\"color: #434343;\">Some insurers allow you to pick different levels of cover. A higher level of cover will provide a larger cash payout in the event of accident or fatal injury.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Personal Accident Insurance cover compensates the insured or his legal in respect of death, permanent disability and temporary disability caused while on duty or off duty<\/p>\n","protected":false},"featured_media":1519,"parent":0,"menu_order":2,"template":"","class_list":["post-456","insurance","type-insurance","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v15.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"Personal accident Insurance cover is designed to provide financial help if you have a serious accident or injury, or if you suffer accident\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gainsuranceltd.com\/ug\/insurance\/personal-accident-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Accident Insurance in Uganda - 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