| Schedule of Benefits | 
        Limit | 
        Limit | 
        Limit | 
        Limit | 
        Limit | 
        Limit | 
        
        
        Excess | 
    
    
        | PERSONAL ASSISTANCE | 
        PERSONAL ASSISTANCE | 
        PERSONAL ASSISTANCE | 
        PERSONAL ASSISTANCE | 
        PERSONAL ASSISTANCE | 
        PERSONAL ASSISTANCE | 
        PERSONAL ASSISTANCE | 
        
        
         | 
    
    
        | DISPATCH OF MEDICATION | 
        INCLUDED - SERVICE ONLY | 
        INCLUDED - SERVICE ONLY | 
        INCLUDED - SERVICE ONLY | 
        INCLUDED - SERVICE ONLY | 
        INCLUDED - SERVICE ONLY | 
        INCLUDED - SERVICE ONLY | 
        
        
         | 
    
    
        | GENERAL INFORMATION | 
        INCLUDED - SERVICE ONLY | 
        INCLUDED - SERVICE ONLY | 
        INCLUDED - SERVICE ONLY | 
        INCLUDED - SERVICE ONLY | 
        INCLUDED - SERVICE ONLY | 
        INCLUDED - SERVICE ONLY | 
        
        
         | 
    
    
        | HIJACK | 
         30 USD per day max. 3.000 USD | 
        30 USD per day max. 3.000 USD | 
        50 USD per day max. 3.000 USD | 
        50 USD per day max. 3.000 USD | 
        50 USD per day max. 3.000 USD | 
        50 USD per day max. 3.000 USD | 
        
        
         | 
    
    
        | MEDICAL TRANSPORTATION AND REPATRIATION | 
        REAL EXPENSES | 
        REAL EXPENSES | 
        REAL EXPENSES | 
        REAL EXPENSES | 
        REAL EXPENSES | 
        REAL EXPENSES | 
        
        
         | 
    
    
        | TRANSPORT OF A PERSON DUE TO THE HOSPITALISATION OF THE INSURED | 
        RETURN TICKETS IN ECONOMY CLASS | 
        RETURN TICKETS IN ECONOMY CLASS | 
        RETURN TICKETS IN ECONOMY CLASS | 
        RETURN TICKETS IN ECONOMY CLASS | 
        RETURN TICKETS IN ECONOMY CLASS | 
        RETURN TICKETS IN ECONOMY CLASS | 
        
        
         5 DAYS | 
    
    
        | STAY OF A PERSON DUE TO THE HOSPITALISATION OF THE INSURED | 
        $85 DAY MAX. 10 DAYS | 
        $85 DAY MAX. 10 DAYS/td>
         | $100 DAY MAX. 10 DAYS | 
        $100 DAY MAX. 10 DAYS | 
        $100 DAY MAX. 10 DAYS | 
        $100 DAY MAX. 10 DAYS | 
        
        
        5 DAYS | 
    
    
        | TRANSPORTATION OR REPATRIATION OF THE ACCOMPANYING INSUREDS | 
        $1,500.00 | 
        $1,500.00 | 
        $3,500.00 | 
        $1,500.00 | 
        $3,500.00 | 
        $3,500.00 | 
        
        
         | 
    
    
        | MEDICAL EXPENSES | 
        MEDICAL EXPENSES | 
        MEDICAL EXPENSES | 
        MEDICAL EXPENSES | 
        MEDICAL EXPENSES | 
        MEDICAL EXPENSES | 
        MEDICAL EXPENSES | 
        
        
         | 
    
    
        | MEDICAL EXPENSES ABROAD (COVID-19 INCLUDED) | 
        A$15,000.00 | 
        $15,000.00 | 
        $80,000.00 | 
        $100,000.00 | 
        $225,000.00 | 
        $225,000.00 | 
        
        
         | 
    
    
        | FIRST MEDICAL ASSISTANCE ABROAD | 
        INCLUDED IN GENERAL LIMIT | 
        INCLUDED IN GENERAL LIMIT | 
        INCLUDED IN GENERAL LIMIT | 
        INCLUDED IN GENERAL LIMIT | 
        INCLUDED IN GENERAL LIMIT | 
        INCLUDED IN GENERAL LIMIT | 
        
        
         | 
    
    
        | DENTAL EXPENSES | 
        $450.00 | 
        $450.00T | 
        $450.00 | 
        $500.00 | 
        $500.00 | 
        $500.00 | 
        
        
         | 
    
    
        | PHARMACEUTICAL EXPENSES | 
        INCLUDED IN GENERAL LIMIT | 
        INCLUDED IN GENERAL LIMIT | 
        INCLUDED IN GENERAL LIMIT | 
        INCLUDED IN GENERAL LIMIT | 
        INCLUDED IN GENERAL LIMIT | 
        INCLUDED IN GENERAL LIMIT | 
        
        
         | 
    
    
        | MEDICAL EXPENSES AFTER THE RETURN TO THE COUNTRY OF ORIGIN | 
        $500.00 | 
        $500.00 | 
        $500.00 | 
        $500.00 | 
        $500.00 | 
        $500.00 | 
        
        
         | 
    
    
        | D.REPATRIATION OF MORTAL REMAINS | 
        D.REPATRIATION OF MORTAL REMAINSS | 
        D.REPATRIATION OF MORTAL REMAINS | 
        D.REPATRIATION OF MORTAL REMAINS | 
        D.REPATRIATION OF MORTAL REMAINS | 
        D.REPATRIATION OF MORTAL REMAINS | 
        D.REPATRIATION OF MORTAL REMAINS | 
        
        
         | 
    
    
        | TRANSPORT OR REPATRIATION OF THE DECEASED INSURED | 
        REAL EXPENSES | 
        REAL EXPENSES | 
        REAL EXPENSES | 
        REAL EXPENSES | 
        REAL EXPENSES | 
        REAL EXPENSES | 
        
        
         | 
    
    
        | E. BAGGAGE | 
         | 
         | 
         | 
         | 
         | 
         | 
        
        
         | 
    
    
        | INDEMNITY DUE TO PROBLEMS WITH THE CHECKED - IN LUGGAGE (ACCIDENTAL DAMAGE, LOSS, ROBBERY)
         | 
        $300.00 | 
        $300.00 | 
        $1500.00 | 
        $1500.00 | 
        $1500.00 | 
        $1500.00 | 
        
        
         NIL | 
    
    
        | COMPENSATION FOR BAGGAGE DELAY | 
        $200.00 | 
        $200.00 | 
        $200.00 | 
        $250.00 | 
        $250.00 | 
        $250.00 | 
        
        
        4 hours | 
    
    
        | COMPENSATION DUE TO DAMAGE OF REGISTERED PERSONAL PC | 
        NIL | 
        NIL | 
        $200 | 
        $200.00 | 
        $300.00 | 
        $300.00 | 
        
        
        NIL | 
    
    
        | COMPENSATION DUE TO DAMAGE OF REGISTERED PERSONAL PC | 
        NIL | 
        NIL | 
        $200 | 
        $200.00 | 
        $300.00 | 
        $300.00 | 
        
        
        NIL | 
    
    
        |  CANCELLATION | 
         | 
         | 
         | 
         | 
         | 
         | 
        
        
         | 
    
    
        | REIMBURSEMENT OF THE CANCELLATION EXPENSES OF THE TRIP | 
        NIL | 
        NIL | 
        $1500.00 | 
        NIL | 
        $2,000.00 | 
        $2,000.00 | 
        
        
        USD 50 | 
    
    
        | CURTAILMENT | 
         | 
         | 
         | 
         | 
         | 
         | 
        
        
         | 
    
    
        | CURTAILMENT EXPENSES | 
        $500.00 | 
        $500.00 | 
        $2,000.00 | 
        $3,000.00 | 
        $5,000.00 | 
        $5,000.00 | 
        
        
         | 
    
    
        | EARLY RETURN DUE TO SERIOUS FAMILY MATTER | 
        SAME CLASS TICKET< | 
        SAME CLASS TICKET< | 
        SAME CLASS TICKET< | 
        SAME CLASS TICKET< | 
        SAME CLASS TICKET< | 
        SAME CLASS TICKET< | 
        
        
         | 
    
    
        | PERSONAL ACCIDENTS | 
         | 
         | 
         | 
         | 
         | 
         | 
        
        
         | 
    
    
        | ACCIDENTAL DEATH MEANS OF TRANPORT | 
        $7,000.00 | 
        $7,000.00 | 
        $50,000.00 | 
        $200,000.00 | 
        $200,000.00 | 
        $200,000.00 | 
        
        
         | 
    
    
        | PERMANENT ACCIDENTAL DISABILITY (MEANS OF TRANSPORT) | 
        % AS PER SCALE | 
        % AS PER SCALE | 
        % AS PER SCALE | 
        % AS PER SCALE | 
        % AS PER SCALE | 
        % AS PER SCALE | 
        
        
         | 
    
    
        | PERSONAL LIABILITY | 
         | 
         | 
         | 
         | 
         | 
         | 
        
        
         | 
    
    
        | PERSONAL LIABILITY DUE TO PHYSICAL DAMAGES TO THIRD-PARTIES | 
        $200,000.00 | 
        $200,000.00 | 
        $200,000.00 | 
        $200,000.00 | 
        $200,000.00 | 
        $200,000.00 | 
        
        
         | 
    
    
        | LEGAL DEFENCE (NOT TRAFFIC) | 
        $3,500.00 | 
        $3,500.00 | 
        $3,500.00 | 
        $5000.00 | 
        $5000.00 | 
         | 
        
        
         | 
    
    
        | DEPOSIT FOR LEGAL COSTS AND EXPENSES | 
        $3,500.00 | 
        $3,500.00 | 
        $3,500.00 | 
        $5,000.00 | 
        $5,000.00 | 
         | 
        
        
         | 
    
    
        | PERSONAL LIABILITY DUE TO MATERIAL DAMAGES TO THIRD-PARTIES | 
        $200,000.00 | 
        $200,000.00 | 
        $200,000.000 | 
        $200,000.00 | 
        $250000.00 | 
        $250,000.00 | 
        
        
         | 
    
    
        | MEDICAL COMPLEMENTARY SERVICES | 
         | 
         | 
         | 
         | 
         | 
         | 
        
        
         | 
    
    
        | HOSPITAL COMPENSATION | 
        Nil | 
        Nil | 
        $100 DAY MAX. 10 DAYS | 
        $200 DAY MAX. 10 DAYS | 
        $200 DAY MAX. 10 DAYS | 
        $200 DAY MAX. 10 DAYS | 
        
        
        5 DAYS | 
    
    
        | CARDS | 
         | 
         | 
         | 
         | 
         | 
         | 
        
        
         | 
    
    
        | REPLACEMENT OF THE PASSPORT AND THE DRIVING LICENCE BY EMERGENCY DOCUMENTS | 
        USD 200 | 
        USD 200 | 
        USD 500 | 
        USD 500 | 
        USD 500 | 
        USD 500 | 
        
        
         | 
    
    
        | DELAYS | 
         | 
         | 
         | 
         | 
         | 
         | 
        
        
         | 
    
    
        | INDEMNITY DUE TO THE TRANSPORT DEPARTURE DELAY | 
        $180.00 | 
        $180.00 | 
        $250.00 | 
        $300.00 | 
        $300.00 | 
        $300.00 | 
        
        
        4 hours | 
    
    
        | MISSED CONNECTIONS | 
        NIL | 
        NIL | 
        $200.00 | 
        $300.00 | 
        $300.00 | 
        $300.00 | 
        
        
         | 
    
    
        | MISSED DEPARTURE | 
        NIL | 
        NIL | 
        $200.00 | 
        $300.00 | 
        $300.00 | 
        $300.00 | 
        
        
         |