Senior Underwriter

About the position

Reports To: Unit Underwriting Manager

Job Purpose

The Senior Underwriter ensures the company maintains a balanced, profitable, and compliant general insurance portfolio while providing technical leadership and mentoring to the underwriting team.

Key Responsibilities

• Review, evaluate, and approve complex and high-value general insurance proposals (e.g., engineering, fire, liability, marine, motor, and property).
• Analyze risk exposures and determine appropriate coverage terms, premiums, and policy conditions.
• Make informed underwriting decisions within delegated authority limits and recommend referrals to management for exceptional cases.
• Ensure underwriting decisions align with company profitability targets and reinsurance arrangements
• Monitor the performance of the general insurance portfolio to maintain healthy loss ratios and business growth
• Supervise and mentor junior underwriters and underwriting assistants, ensuring technical competence and consistent application of underwriting standards
• Build and maintain strong working relationships with brokers, agents, and corporate clients.
• Ensure full compliance with underwriting policies, IRA regulations, and internal controls.
• Prepare and submit periodic underwriting and performance reports to management.
• Support audit processes and implement corrective actions for identified gaps

Qualifications and Experience

• Education: Bachelor’s degree in insurance, Business, Commerce, or a related field.
• Professional Certification: Advanced Diploma in Insurance (AIIK) or ACII (UK) is required.
• Experience: Minimum of 5–7 years in underwriting general insurance, with at least 3 years in a senior or supervisory capacity.

Skills and Competencies

• Strong product and market knowledge, reinsurance practices alongside a solid understanding of regulatory compliance standards.
• Advanced risk assessment, analytical, communication, strong leadership and team management skills
• High attention to detail, sound decision-making capabilities, and excellent relationship management and negotiation skills.

Application Procedure:

If you meet the above requirements and wish to be part of our vibrant team in Underwriting Department, please send your application letter and updated CV to the email address careers@gakenya.com by 09^th November 2026. Indicate the position you are applying for on the email subject line. Only shortlisted candidates will be contacted.

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Are you the right person for the job? Apply now by completing the form below, and we’ll get to work reviewing you as a prospective candidate. Selected applicants will be contacted in due course.